Medicare is a health insurance program that is run by the United States government. It is available to those who are at least 65 years old as well as some younger people who have special reasons for needing it, such as disabilities. Sometimes understanding Medicare regulations, enrollment processes and plans can be difficult, and some people have trouble affording it. Fortunately, consumers can turn to government websites, the Social Security Administration and non-profit organizations for Medicare help.
The first place to turn for Medicare help is the official Medicare website. This is the site for those interested in benefit details and answers to frequently asked questions. By visiting this website, a person can find information about enrolling in the Medicare program as well as details about Medicare costs and claim filing. Additionally, the site can be used to compare the different Medicare plans and benefits and learn about prescription drug assistance. The site also includes a glossary of Medicare-related terms.
Another place to look for Medicare help is a national non-profit organization that specializes in Medicare rights. For example, some non-profit organizations help people to understand Medicare benefits and requirements. These organizations may also answer questions recipients may have about their rights and income guidelines. Non-profits may even provide help for people who need financial assistance for paying for prescriptions, food and shelter. In this capacity, an organization usually helps recipients to figure out whether or not they qualify for financial assistance and how to obtain it rather than providing the assistance.
The Social Security website is another site to which people may refer when they need Medicare help. The website provides information about the Extra Help program as well as online applications. Alternatively, a person may choose to call the Social Security Administration for assistance at 1-800-772-1213. In order to qualify for the Extra Help program that helps meet the costs of Medicare prescription plans, a person must be enrolled in Medicare and provide proof that he meets the program’s income and resource guidelines. He must also live in the United States.
Often, a person’s local community organizations provide Medicare help. For example, a non-profit group or church may have programs for paying for prescriptions and keeping up with premiums. They may also have programs for helping those with low incomes and resources pay for other necessities, such as heat, electricity and food. There are state assistance programs as well.