We are independent & ad-supported. We may earn a commission for purchases made through our links.

Advertiser Disclosure

Our website is an independent, advertising-supported platform. We provide our content free of charge to our readers, and to keep it that way, we rely on revenue generated through advertisements and affiliate partnerships. This means that when you click on certain links on our site and make a purchase, we may earn a commission. Learn more.

How We Make Money

We sustain our operations through affiliate commissions and advertising. If you click on an affiliate link and make a purchase, we may receive a commission from the merchant at no additional cost to you. We also display advertisements on our website, which help generate revenue to support our work and keep our content free for readers. Our editorial team operates independently from our advertising and affiliate partnerships to ensure that our content remains unbiased and focused on providing you with the best information and recommendations based on thorough research and honest evaluations. To remain transparent, we’ve provided a list of our current affiliate partners here.

How do I File a Sinkhole Claim?

Patrick Wensink
By
Updated May 17, 2024
Our promise to you
WiseGeek is dedicated to creating trustworthy, high-quality content that always prioritizes transparency, integrity, and inclusivity above all else. Our ensure that our content creation and review process includes rigorous fact-checking, evidence-based, and continual updates to ensure accuracy and reliability.

Our Promise to you

Founded in 2002, our company has been a trusted resource for readers seeking informative and engaging content. Our dedication to quality remains unwavering—and will never change. We follow a strict editorial policy, ensuring that our content is authored by highly qualified professionals and edited by subject matter experts. This guarantees that everything we publish is objective, accurate, and trustworthy.

Over the years, we've refined our approach to cover a wide range of topics, providing readers with reliable and practical advice to enhance their knowledge and skills. That's why millions of readers turn to us each year. Join us in celebrating the joy of learning, guided by standards you can trust.

Editorial Standards

At WiseGeek, we are committed to creating content that you can trust. Our editorial process is designed to ensure that every piece of content we publish is accurate, reliable, and informative.

Our team of experienced writers and editors follows a strict set of guidelines to ensure the highest quality content. We conduct thorough research, fact-check all information, and rely on credible sources to back up our claims. Our content is reviewed by subject matter experts to ensure accuracy and clarity.

We believe in transparency and maintain editorial independence from our advertisers. Our team does not receive direct compensation from advertisers, allowing us to create unbiased content that prioritizes your interests.

A sinkhole can cause massive damage to a home and property. This geological issue involves underground erosion that creates a depression in the ground. In order to file a sinkhole claim, you will need to consult your insurance policy, document any damage and contact your insurance provider. Many insurance companies cover sinkhole damage and will pay for any necessary repairs when one of these natural openings occurs.

Sinkholes are found around the world, in all types of regions, climates and geographical locations. They also are called a cenote, a doline and a shake hole. When rock underneath the ground begins to erode, commonly from rainwater filtering through the earth, it often can collapse. This collapse is a sinkhole and creates a depression in the ground that is anywhere from the size of a boot to one that is large enough that a vehicle or even a building could fall into it.

To begin filing a sinkhole claim, you will need to consult your homeowner's insurance policy. This paperwork will detail the various types of disasters that your insurance premiums cover. Be positive that you have sinkhole insurance and that you understand how much damage is covered. It is a good idea to keep these papers out for future reference when filing a claim.

When dealing with a sinkhole claim, it is important to document exactly where the damage has occurred on your property. Find or draw a map of your home, then fill in where the sinkhole has appeared and where the damage has taken place. Be as descriptive as possible when creating this document in order to help insurance agents.

When filing a sinkhole claim, it is an even better idea to take photographic evidence of the damage and the hole. Take many photographs of the damage and the sinkhole, taking shots from several angles and different ranges. Another option is to record a video of the damage.

Finally, phone your insurance provider and tell them that you want to make a sinkhole claim. Normally, an agent will be at your property in anywhere from hours to days. If possible, email the photos to the agent in advance. Normally, there will be some paperwork that you need to fill out, stating the date of the damage, what was affected and other information. When the agent has finished processing the claim, you could receive a check to cover the damages.

WiseGeek is dedicated to providing accurate and trustworthy information. We carefully select reputable sources and employ a rigorous fact-checking process to maintain the highest standards. To learn more about our commitment to accuracy, read our editorial process.
Patrick Wensink
By Patrick Wensink , Former Writer
Patrick Wensink, a bestselling novelist and nonfiction writer, captivates readers with his engaging style across various genres and platforms. His work has been featured in major publications, including attention from The New Yorker. With a background in communication management, Wensink brings a unique perspective to his writing, crafting compelling narratives that resonate with audiences.

Discussion Comments

By anon101418 — On Aug 03, 2010

Make sure you research how to get tested properly. Sinkhole insurance and testing are very subjective.

Having the floor elevation and spt borings will help to read what's going on as it hits the limestone.

Patrick Wensink

Patrick Wensink

Former Writer

Patrick Wensink, a bestselling novelist and nonfiction writer, captivates readers with his engaging style across various...
Learn more
WiseGeek, in your inbox

Our latest articles, guides, and more, delivered daily.

WiseGeek, in your inbox

Our latest articles, guides, and more, delivered daily.