We are independent & ad-supported. We may earn a commission for purchases made through our links.
Advertiser Disclosure
Our website is an independent, advertising-supported platform. We provide our content free of charge to our readers, and to keep it that way, we rely on revenue generated through advertisements and affiliate partnerships. This means that when you click on certain links on our site and make a purchase, we may earn a commission. Learn more.
How We Make Money
We sustain our operations through affiliate commissions and advertising. If you click on an affiliate link and make a purchase, we may receive a commission from the merchant at no additional cost to you. We also display advertisements on our website, which help generate revenue to support our work and keep our content free for readers. Our editorial team operates independently of our advertising and affiliate partnerships to ensure that our content remains unbiased and focused on providing you with the best information and recommendations based on thorough research and honest evaluations. To remain transparent, we’ve provided a list of our current affiliate partners here.

How Do I Become an Insurance Investigator?

By Whitney Leigh White
Updated May 17, 2024
Our promise to you
WiseGeek is dedicated to creating trustworthy, high-quality content that always prioritizes transparency, integrity, and inclusivity above all else. Our ensure that our content creation and review process includes rigorous fact-checking, evidence-based, and continual updates to ensure accuracy and reliability.

Our Promise to you

Founded in 2002, our company has been a trusted resource for readers seeking informative and engaging content. Our dedication to quality remains unwavering—and will never change. We follow a strict editorial policy, ensuring that our content is authored by highly qualified professionals and edited by subject matter experts. This guarantees that everything we publish is objective, accurate, and trustworthy.

Over the years, we've refined our approach to cover a wide range of topics, providing readers with reliable and practical advice to enhance their knowledge and skills. That's why millions of readers turn to us each year. Join us in celebrating the joy of learning, guided by standards you can trust.

Editorial Standards

At WiseGeek, we are committed to creating content that you can trust. Our editorial process is designed to ensure that every piece of content we publish is accurate, reliable, and informative.

Our team of experienced writers and editors follows a strict set of guidelines to ensure the highest quality content. We conduct thorough research, fact-check all information, and rely on credible sources to back up our claims. Our content is reviewed by subject-matter experts to ensure accuracy and clarity.

We believe in transparency and maintain editorial independence from our advertisers. Our team does not receive direct compensation from advertisers, allowing us to create unbiased content that prioritizes your interests.

Insurance investigators spend most of their time investigating suspected fraud that has taken place within a number of different incidences, which often times are related to staged accidents, arson, workers compensation, and more. By planning and executing their inquiries, insurance investigators are able to protect insurance companies from enduring fraudulent activities that sometimes take place by their policyholders. Different companies have their own requirements in order for a person to become an insurance investigator and be hired. Most companies will prefer for the person to have some type of educational background and possess certain types of skills and personal characteristics.

Some companies only require their investigators to hold a high school diploma, but most people will find if they have a bachelor’s degree in a field such as criminal justice, it is easier for them to become an insurance investigator. Almost all companies will prefer for their insurance investigators to have previous work-related experience; however, there are a few companies that want a person to have no previous experience, as this allows them to train him or her. Some people who become an insurance investigator choose to obtain a state license because this will help in securing a job. Obtaining a license is also an asset, as is staying continually updated on changing laws that affect how investigations are completed.

Using different forms of technology usually occurs on a daily basis for an insurance investigator. Since so much time is spent on the computer, a person should have superb computer skills to become an insurance investigator. This includes word processing as well as the ability to use a variety of programs and to navigate the internet for research purposes. He or she should also have excellent skills when it comes to using different types of technology, such as cameras and video equipment.

Many people may find it helpful to talk with other insurance investigators about the job requirements. A potential investigator may even be able to shadow someone on the job in order to gain some real-world experience. Understanding exactly what this type of investigator does and the necessary skills it takes to be successful within this type of career is an important step to become an insurance investigator.

As they often spend a large amount of time completing their duties around other people, insurance investigators also put in many hours sitting at a computer. An investigator is required to do research throughout an investigation and then enter in the information he or she discovered at the site for accurate records. Logging in detailed records enables the investigator to piece together the case to determine whether or not there was any sort of fraud perpetuated.

WiseGeek is dedicated to providing accurate and trustworthy information. We carefully select reputable sources and employ a rigorous fact-checking process to maintain the highest standards. To learn more about our commitment to accuracy, read our editorial process.
Discussion Comments
WiseGeek, in your inbox

Our latest articles, guides, and more, delivered daily.

WiseGeek, in your inbox

Our latest articles, guides, and more, delivered daily.