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How Do I Become a Bank Credit Analyst?

By Bobby R. Goldsmith
Updated May 17, 2024
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To become a bank credit analyst, there are several steps that you must complete, beginning with the preparation for your education. The first step is successfully completing a bachelor's degree in finance, business administration, or macroeconomics from an accredited college or university. While in a bachelor's degree program, you can attempt to find an internship, to help you gain hands-on experience, with an investment bank or an independent investment broker. Once you complete your bachelor's degree program, search for an available position as a bank credit analyst at an investment bank. You may need to work as an entry level researcher for a number of months or years before working your way into an analyst position.

You must plan your higher education properly in order to become a bank credit analyst. You can apply to either a four-year college or university immediately or you can complete the first two years of a bachelor's degree program at a community college. Either way, the first two years of the program will involve the completion of general education requirements, as well as the completion of several introductory level courses in the fields of finance, economics, or business. Once you complete the lower division requirements, you will move into the upper division coursework at a four-year university that offers a degree program in economics, business or finance.

Upper division coursework focuses almost exclusively on your major subject, which provides much of the training for you to become a bank credit analyst. While you take these courses, you may want to pursue an internship that will provide you with a valuable resume item when your education is complete. Check the finance or business department's job board or visit your university's career center to inquire about available internship opportunities at a local bank, investment brokerage house, or other financial institution.

Once you complete your bachelor's degree, compile a resume that includes all relevant employment experience, as well as details about your education. Search for entry level positions at investment banks in your area. The farther you are willing to look, the more likely you are to find an open position. Compile application packets for each investment bank for which you wish to become a bank credit analyst, but make sure you tailor each application packet to the requirements listed by the investment bank.

WiseGeek is dedicated to providing accurate and trustworthy information. We carefully select reputable sources and employ a rigorous fact-checking process to maintain the highest standards. To learn more about our commitment to accuracy, read our editorial process.
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