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How Do I Apply for Unemployment Insurance?

Employees who are terminated may be eligible for unemployment insurance.
To earn unemployment benefits, many people must first prove they are actively seeking employment.
Unemployment insurance is not always easy to obtain, especially if an employee has been fired for misconduct.
Article Details
  • Written By: Malcolm Tatum
  • Edited By: Bronwyn Harris
  • Last Modified Date: 02 August 2014
  • Copyright Protected:
    2003-2014
    Conjecture Corporation
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In many nations, there are provisions for government unemployment benefits programs that can provide some income to help in the event of a job loss. The exact structure of the programs will vary, based on employment laws and regulations within that nation and how states or provinces within the country go about structuring their unemployment insurance programs. With just about every type of program for the unemployed, there is basic set of guidelines for how to apply for unemployment insurance benefits and what to expect in terms of review times and ultimately some sort of compensation.

To apply for unemployment insurance, the first step is to determine eligibility. Most jurisdictions have very specific regulations regarding what type of situations are covered under their programs. Typically, any employee who was not terminated for cause or who chose to resign from a position has a good chance of qualifying. Some jurisdictions also require that the former employee be classed as full-time in order to have access to the benefits. It is also not unusual for the program to require that the employee have been in that recently vacated position for a minimum period of time, usually at least three consecutive months.

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Other qualifications may also be present and must be complied with in order to apply for unemployment insurance. Proof of identity and citizenship are often necessary in order to obtain these types of benefits. Typically, this means possessing government issued identification numbers, such as the Social Security numbers that are issued to all citizens of the United States. In some nations, additional documentation may be required in order to establish identity as well as the permanent residence of the applicant.

Assuming that the applicant meets all the basic qualifications, he or she can apply for unemployment insurance by securing the application form from the local governmental office that oversees the program. Forms of this type can be obtained by visiting the office, or by accessing the web site operated by the government agency and downloading the necessary forms. In some nations, it is possible to fill out the form electronically and submit it via a secure link. It is important to fill out every field on the form, so there is no question about any of the data required. Failure to do so could delay processing of the application, and possibly lead to a rejection.

After you apply for unemployment insurance, be aware there is a waiting period. The data submitted on the application will be verified and your eligibility assessed. Assuming you meet all the qualifications, a notification of eligibility will be sent, along with a notice of when to expect the first payment from the unemployment insurance. It is not unusual for the process to take up to 30 days after the application is submitted. Keep in mind that once approved, it may be necessary to reapply periodically in order to comply with local laws regarding unemployment compensation.

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